Mortgage rates are sitting near record lows — and that’s spurring a wave of refinancing activity as Americans look to take advantage of the savings a cheaper interest rate could bring. Refinance loan volume jumped to the highest level since June 2013 last week, especially among jumbo mortgage borrowers, on the heels of lower mortgage rates, according to data from the Mortgage Bankers Association. The average interest rate for a 30-year fixed-rate mortgage fell to 3.45% two weeks ago, Freddie Mac reported, the … [Read more...]
Archives for February 2020
How to Design Your Garden for More Meaning and Connection
February 6, 2020 by
Gardens can connect us to the natural world in meaningful ways, whether we’re plucking the first ripe berries of the season or pausing to watch wild birds flit through foliage. While we most often talk about the nuts and bolts of landscape design — the shrubs, pathways and irrigation systems that make them work — let’s take a moment to explore the less tangible ways we can design our gardens to foster connection with nature. 1. Plant Something From Your Childhood Gardens can be powerful places for connecting … [Read more...]
